Adjustable-Rate Mortgage (ARM)

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What goes up, must come down. That's basically the principal of ARMs. The interest rate you pay is adjusted from time to time to keep it in line with changing market rates. This means when interest rates go up, your monthly home loan payments may go up. When interest rates go down, your monthly home loan payments may go down.

Now that might sound frightening if you've ever lived in an era when interest rates shot up dramatically. But, many ARMs have built-in features that reduce the risk that your rate will ever go too high.

ARMs are attractive because they offer start rates that are lower than the interest rates of fixed rate home loans. This typically enables you to begin with lower monthly payments and qualify for a larger loan.

3, 5, 7 year terms available
Up to 100% financing on home purchases

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Fixed Rate Mortgage

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Some people just like certainty in their life. And though you can't count on the weather, you can count on a fixed rate home loan. It will have the same interest rate for the entire life of your loan. And you can choose a variety of repayment terms, including 10, 15, 20, 25, and 30 year terms.
Up to 100% financing on home purchases

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Rural Development Loan 

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Jumbo Loan

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Loans for more than $322,700 are called jumbo or non-conforming loans. They exceed the loan amounts allowed by Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) - two government sponsored enterprises that help facilitate the availability of home loans by investing throughout the country.

Non-conforming loans typically have a higher rate and different requirements for your down payment.

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