Interest rates change about as much as North Alabama weather - Not quite to that extreme, but you get the point. Interest rates sometimes change four or more times in a given business day.


While the Truth In Lending Act widely mandated disclosure of the actual cost of credit to you as a consumer, mortgage companies still advertise using differing information. We want to make absolutely certain that you completely understand EVERY dollar that you will spend.


For these two reasons, we ask that you either call us or let us know how to reach you for a quote. This ensures that we give you an accurate quote on an interest rate and also allows us to be certain that you understand EVERY cost involved in obtaining a loan for your purchase or refinance.

We do however, guarantee

Superior Service at a Competitive Price